RGDM OS
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Financial Dashboard

CFO Agent — QuickBooks data · June 2026

2026-01 2026-02 2026-03 2026-04 2026-05 2026-06

RGDM closed June 2026 with $9,168 in revenue and $8,115 net income (88.5% margin). Revenue split: Nordanyan Law $9,168. Gross margin at 100.0% remains well above the 55-60% industry benchmark. Revenue grew +7.1% month-over-month. 1 CRITICAL risk(s): Client Concentration — Nordanyan Law at 100.0%.

Revenue
$9,168
▲ 7.1% MoM
Net Income
$5,712
Net Margin
62.3%
Cash
$13,693
Cash Runway
13.0 months
Owner Draws
$4,953
23 transactions

Client Revenue

NO
Nordanyan Law
$9,168
Revenue Share
100%
Direct Margin
100%
Fully Loaded
89%

Risk Flags

1 active
CRITICAL Client Concentration score 20

Nordanyan Law at 100.0%

Diversify revenue by onboarding new clients. Target: no client >25% of revenue.

KPI Scorecard

Gross Margin
55-60% 100.0%
Net Margin
20-30% 62.3%
Mrr
growing $9,168
Avg Revenue Per Client
growing $9,168
Client Concentration
<25% Nordanyan Law at 100.0%
Dso
<35 days 0 days
Current Ratio
>1.5 0.38
Cash Runway
>6 months 13.0 months
Operating Cash Flow
positive $8,115
Software Cost Pct
<20% 2.2% ($198)
Contractor Cost Pct
<30% 0.0% ($0)
Revenue Growth Mom
positive +7.1%

Expense Breakdown

$3,456 total
Rent
$1,666
Anthropic
$491
QuickBooks Payments Fees
$321
Spectrum
$201
Verizon
$189
Arcads
$154
Quickbooks
$112
Heygen
$59
Google Workspace
$54
Perplexity
$40
Blotato
$29
Calendly
$24
Vercel
$20
Adobe
$20
Wispr
$15
Bank Service Fee
$15
Capcut
$12
Skool
$9
Webmobilefirst
$9
Tailscale
$6
Railway
$5
Elevenlabs
$5

Full Itemized Cost Breakdown

✓ Ties to statement Operating: $3,456

Source: 20260630-statements-8715- (1).pdf (Chase checking 8715). Every line categorized via categorization.yaml. Operating expense = Cost of Services + Overhead + Professional + Contractors + Education. Owner draws, credit-card payments & personal spend are shown separately (not business expenses).

Cost of Services (client-delivery tools)
$755.45
Anthropic $491.46
Arcads $154.00
Heygen $59.00
Blotato $29.00
Capcut $11.99
Railway $5.00
Elevenlabs $5.00
Overhead (agency tools, utilities, rent, fees)
$2,691.90
Rent $1,665.61
QuickBooks Payments Fees $320.90
Spectrum $201.25
Verizon $189.39
Quickbooks $112.00
Google Workspace $53.76
Perplexity $40.00
Calendly $24.00
Vercel $20.00
Adobe $19.99
Wispr $15.00
Bank Service Fee $15.00
Webmobilefirst $9.00
Tailscale $6.00
Education / Community
$9.00
Skool $9.00
Personal (owner, commingled card) (not operating expense)
$291.15
Apple Bill $107.48
Dining $87.70
Travel $58.00
Personal Subs $37.97
Taxes (state/federal) (not operating expense)
$79.53
Taxes (state/federal) $79.53
Credit-Card Payments (debt paydown) (not operating expense)
$2,273.84
Credit card payment (autopay) $1,638.84
Credit card payment (Chase) $635.00
Owner Draws (transfers to personal) (not operating expense)
$4,953.00
Owner draw (transfer to personal) $4,953.00
Needs Review (uncategorized) (not operating expense)
$2.95
Orig CO Name:Prpbossol Conv F Orig ID:1841393599 Desc Date: CO Entry Descr: $2.95

Rent (JV Crenshaw) & home utilities (Spectrum, Verizon, LADWP) are shown at 100% here; KDA sets the business-use % at tax time (accountable-plan reimbursement). Credit-card interest is carried on the card statements (financing cost), not shown as operating expense. Amazon stays under per-charge review by design.

Balance Sheet Snapshot

Total Cash
$16,794
CC Debt
$36,300
Net Position
$-19,505
AR Outstanding
$0
Account Balances
AMEX Blue Bus Plus (1000) $-10,789.53
AMEX Bus Platinum (3005) $-6,001.72
Apple Credit Card $4,211.92
Bus Credit Line (1001) $500.00
Business Gold Card (1004) $-2,948.63
Chase Checking (8715) $16,794.47
Chase Ink Card (6183) $-10,743.17
R. Guerrero (1624) $-10,528.79

Revenue Trend

Data generated: 2026-07-05T09:00:09 · CFO Agent v4.0.0
How to Read This Report

Revenue is total client billings for the month. Net income = revenue minus all expenses (contractors, tools, subscriptions). Margin = net income / revenue as a percentage.

Cash runway is how many months the business can operate at current expense levels with available cash. Below 3 months is a warning; below 1 month is critical.

Client breakdown shows revenue per client with base retainer vs. performance bonuses separated. High bonus-to-base ratios mean strong performance-tied revenue.

Software & AI costs track the tools powering the agency — Anthropic API, hosting, subscriptions. These are the primary variable costs; keeping them low relative to revenue maintains the high-margin advantage.

Risk flags highlight financial concerns: concentration risk (too much revenue from one client), margin compression, or expense anomalies.