RGDM OS
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Financial Dashboard

CFO Agent — QuickBooks data · April 2026

2026-01 2026-02 2026-03 2026-04 2026-05

RGDM closed April 2026 with $6,279 in revenue and $5,503 net income (87.6% margin). Revenue split: Nordanyan Law $6,279. Gross margin at 100.0% remains well above the 55-60% industry benchmark. Revenue declined -66.7% month-over-month. 1 CRITICAL risk(s): Client Concentration — Nordanyan Law at 100.0%.

Revenue
$6,279
▼ 66.7% MoM
Net Income
$5,503
Net Margin
87.6%
Cash
$7,354
Cash Runway
9.5 months
Owner Draws
$11,336
32 transactions

Client Revenue

NO
Nordanyan Law
$6,279
Revenue Share
100%
Direct Margin
100%
Fully Loaded
88%

Risk Flags

1 active
CRITICAL Client Concentration score 20

Nordanyan Law at 100.0%

Diversify revenue by onboarding new clients. Target: no client >25% of revenue.

KPI Scorecard

Gross Margin
55-60% 100.0%
Net Margin
20-30% 87.6%
Mrr
growing $6,279
Avg Revenue Per Client
growing $6,279
Client Concentration
<25% Nordanyan Law at 100.0%
Dso
<35 days 0 days
Current Ratio
>1.5 0.21
Cash Runway
>6 months 9.5 months
Operating Cash Flow
positive $5,503
Software Cost Pct
<20% 1.5% ($91)
Contractor Cost Pct
<30% 0.0% ($0)
Revenue Growth Mom
positive -66.7%

Expense Breakdown

$776 total
QuickBooks Payments Fees
$220
Interest Paid
$147
Office Supplies & Software
$91
Meals & Entertainment
$27

Agency Software & AI Costs

$91 total
Total
$91
1.5% of revenue
AI Tools
$0
0.0% of revenue
Software
$60
1.0% of revenue
Claude AI
$0
QB recorded*
AI Tools Breakdown
No AI tool costs this period
Agency Software Breakdown
Webflow $29.00
Adobe $19.99
Amazon $10.96

* QB recorded amount only. Actual Claude API usage (~$1,650/mo) exceeds QB charges. Real-time tracking via Anthropic Admin API coming soon.

Balance Sheet Snapshot

Total Cash
$9,767
CC Debt
$35,911
Net Position
$-26,144
AR Outstanding
$0
Account Balances
AMEX Blue Bus Plus (1000) $-10,543.92
AMEX Bus Platinum (3005) $-5,858.03
Apple Credit Card $4,211.92
Bus Credit Line (1001) $500.00
Business Gold Card (1004) $-2,948.63
Chase Checking (8715) $9,767.00
Chase Ink Card (6183) $-10,743.17
R. Guerrero (1624) $-10,528.79

Revenue Trend

Data generated: 2026-05-05T09:00:09 · CFO Agent v4.0.0
How to Read This Report

Revenue is total client billings for the month. Net income = revenue minus all expenses (contractors, tools, subscriptions). Margin = net income / revenue as a percentage.

Cash runway is how many months the business can operate at current expense levels with available cash. Below 3 months is a warning; below 1 month is critical.

Client breakdown shows revenue per client with base retainer vs. performance bonuses separated. High bonus-to-base ratios mean strong performance-tied revenue.

Software & AI costs track the tools powering the agency — Anthropic API, hosting, subscriptions. These are the primary variable costs; keeping them low relative to revenue maintains the high-margin advantage.

Risk flags highlight financial concerns: concentration risk (too much revenue from one client), margin compression, or expense anomalies.