RGDM OS

Financial Dashboard

CFO Agent — QuickBooks data · March 2026

RGDM closed March 2026 with $18,846 in revenue and $15,813 net income (83.9% margin). Revenue split: DK Law $12,500, Nordanyan Law $6,346. Gross margin at 100.0% remains well above the 55-60% industry benchmark. Revenue declined -4.2% month-over-month. 1 CRITICAL risk(s): Client Concentration — DK Law at 66.3%.

Revenue
$18,846
▼ 4.2% MoM
Net Income
$15,813
Net Margin
83.9%
Cash
$13,040
Cash Runway
4.3 months
Owner Draws
$16,060
42 transactions

Client Revenue

NO
Nordanyan Law
$6,346
Revenue Share
34%
Direct Margin
100%
Fully Loaded
84%
DK
Dk Law
$12,500
Revenue Share
66%
Direct Margin
100%
Fully Loaded
84%

Risk Flags

1 active
CRITICAL Client Concentration score 20

DK Law at 66.3%

Diversify revenue by onboarding new clients. Target: no client >25% of revenue.

KPI Scorecard

Gross Margin
55-60% 100.0%
Net Margin
20-30% 83.9%
Mrr
growing $18,846
Avg Revenue Per Client
growing $9,423
Client Concentration
<25% DK Law at 66.3%
Dso
<35 days 0 days
Current Ratio
>1.5 0.37
Cash Runway
>6 months 4.3 months
Operating Cash Flow
positive $15,813
Software Cost Pct
<20% 8.6% ($1,627)
Contractor Cost Pct
<30% 0.0% ($0)
Revenue Growth Mom
positive -4.2%

Expense Breakdown

$3,033 total
Office Supplies & Software
$1,627
QuickBooks Payments Fees
$596
Interest Paid
$143
Meals & Entertainment
$61

Agency Software & AI Costs

$1,627 total
Total
$1,627
8.6% of revenue
AI Tools
$0
0.0% of revenue
Software
$1,324
7.0% of revenue
Claude AI
$0
QB recorded*
AI Tools Breakdown
No AI tool costs this period
Agency Software Breakdown
Amazon $1,274.73
Webflow $29.00
Adobe $19.99

* QB recorded amount only. Actual Claude API usage (~$1,650/mo) exceeds QB charges. Real-time tracking via Anthropic Admin API coming soon.

Balance Sheet Snapshot

Total Cash
$10,511
CC Debt
$35,674
Net Position
$-25,163
AR Outstanding
$0
Account Balances
AMEX Blue Bus Plus (1000) $-10,359.43
AMEX Bus Platinum (3005) $-5,805.57
Apple Credit Card $4,211.92
Bus Credit Line (1001) $500.00
Business Gold Card (1004) $-2,948.63
Chase Checking (8715) $10,510.85
Chase Ink Card (6183) $-10,743.17
R. Guerrero (1624) $-10,528.79

Revenue Trend

Data generated: 2026-04-05T09:00:08 · CFO Agent v4.0.0
How to Read This Report

Revenue is total client billings for the month. Net income = revenue minus all expenses (contractors, tools, subscriptions). Margin = net income / revenue as a percentage.

Cash runway is how many months the business can operate at current expense levels with available cash. Below 3 months is a warning; below 1 month is critical.

Client breakdown shows revenue per client with base retainer vs. performance bonuses separated. High bonus-to-base ratios mean strong performance-tied revenue.

Software & AI costs track the tools powering the agency — Anthropic API, hosting, subscriptions. These are the primary variable costs; keeping them low relative to revenue maintains the high-margin advantage.

Risk flags highlight financial concerns: concentration risk (too much revenue from one client), margin compression, or expense anomalies.