RGDM OS
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Financial Dashboard

CFO Agent — QuickBooks data · May 2026

2026-01 2026-02 2026-03 2026-04 2026-05 2026-06

RGDM closed May 2026 with $8,562 in revenue and $7,338 net income (85.7% margin). Revenue split: Nordanyan Law $8,562. Gross margin at 100.0% remains well above the 55-60% industry benchmark. Revenue grew +36.4% month-over-month. 1 CRITICAL risk(s): Client Concentration — Nordanyan Law at 100.0%.

Revenue
$8,562
▲ 36.4% MoM
Net Income
$5,025
Net Margin
58.7%
Cash
$10,286
Cash Runway
8.4 months
Owner Draws
$4,640
25 transactions

Client Revenue

NO
Nordanyan Law
$8,562
Revenue Share
100%
Direct Margin
100%
Fully Loaded
86%

Risk Flags

1 active
CRITICAL Client Concentration score 20

Nordanyan Law at 100.0%

Diversify revenue by onboarding new clients. Target: no client >25% of revenue.

KPI Scorecard

Gross Margin
55-60% 100.0%
Net Margin
20-30% 58.7%
Mrr
growing $8,562
Avg Revenue Per Client
growing $8,562
Client Concentration
<25% Nordanyan Law at 100.0%
Dso
<35 days 0 days
Current Ratio
>1.5 0.29
Cash Runway
>6 months 8.4 months
Operating Cash Flow
positive $7,338
Software Cost Pct
<20% 0.4% ($36)
Contractor Cost Pct
<30% 0.0% ($0)
Revenue Growth Mom
positive +36.4%

Expense Breakdown

$3,537 total
Rent
$1,666
Anthropic
$371
Manus
$354
QuickBooks Payments Fees
$300
Ladwp
$246
Verizon
$189
Quickbooks
$112
Heygen
$59
Google Workspace
$50
Perplexity
$40
Blotato
$29
Calendly
$24
Adobe
$20
Hedra
$15
Wispr
$15
Bank Service Fee
$15
Skool
$9
Webmobilefirst
$9
Tailscale
$6
Elevenlabs
$5
Railway
$3

Full Itemized Cost Breakdown

✓ Ties to statement Operating: $3,537

Source: 20260529-statements-8715- (1).pdf (Chase checking 8715). Every line categorized via categorization.yaml. Operating expense = Cost of Services + Overhead + Professional + Contractors + Education. Owner draws, credit-card payments & personal spend are shown separately (not business expenses).

Cost of Services (client-delivery tools)
$835.90
Anthropic $370.69
Manus $354.15
Heygen $59.00
Blotato $29.00
Hedra $15.00
Elevenlabs $5.00
Railway $3.06
Overhead (agency tools, utilities, rent, fees)
$2,692.33
Rent $1,665.61
QuickBooks Payments Fees $299.68
Ladwp $246.26
Verizon $189.39
Quickbooks $112.00
Google Workspace $50.40
Perplexity $40.00
Calendly $24.00
Adobe $19.99
Wispr $15.00
Bank Service Fee $15.00
Webmobilefirst $9.00
Tailscale $6.00
Education / Community
$9.00
Skool $9.00
Personal (owner, commingled card) (not operating expense)
$251.53
Dining $140.55
Zelle $75.00
Personal Subs $35.98
Credit-Card Payments (debt paydown) (not operating expense)
$698.00
Credit card payment (Chase) $609.00
Credit card payment (autopay) $89.00
Owner Draws (transfers to personal) (not operating expense)
$4,640.00
Owner draw (transfer to personal) $4,640.00
Needs Review (uncategorized) (not operating expense)
$2.95
Orig CO Name:Prpbossol Conv F Orig ID:1841393599 Desc Date: CO Entry Descr: $2.95

Rent (JV Crenshaw) & home utilities (Spectrum, Verizon, LADWP) are shown at 100% here; KDA sets the business-use % at tax time (accountable-plan reimbursement). Credit-card interest is carried on the card statements (financing cost), not shown as operating expense. Amazon stays under per-charge review by design.

Balance Sheet Snapshot

Total Cash
$12,737
CC Debt
$36,054
Net Position
$-23,318
AR Outstanding
$0
Account Balances
AMEX Blue Bus Plus (1000) $-10,543.92
AMEX Bus Platinum (3005) $-6,001.72
Apple Credit Card $4,211.92
Bus Credit Line (1001) $500.00
Business Gold Card (1004) $-2,948.63
Chase Checking (8715) $12,736.71
Chase Ink Card (6183) $-10,743.17
R. Guerrero (1624) $-10,528.79

Revenue Trend

Data generated: 2026-06-05T09:00:09 · CFO Agent v4.0.0
How to Read This Report

Revenue is total client billings for the month. Net income = revenue minus all expenses (contractors, tools, subscriptions). Margin = net income / revenue as a percentage.

Cash runway is how many months the business can operate at current expense levels with available cash. Below 3 months is a warning; below 1 month is critical.

Client breakdown shows revenue per client with base retainer vs. performance bonuses separated. High bonus-to-base ratios mean strong performance-tied revenue.

Software & AI costs track the tools powering the agency — Anthropic API, hosting, subscriptions. These are the primary variable costs; keeping them low relative to revenue maintains the high-margin advantage.

Risk flags highlight financial concerns: concentration risk (too much revenue from one client), margin compression, or expense anomalies.